Medicare is a federal health insurance program that helps cover medical expenses for eligible individuals. Depending on the plan, it can cover hospital stays, doctor visits, preventive care, prescription drugs, and more. Our team can help you understand which plan best meets your healthcare needs.

You can enroll in Medicare during your Initial Enrollment Period, typically around your 65th birthday. There are also Special Enrollment and General Enrollment periods if you missed the initial timeframe. We guide you to ensure timely registration without penalties.

Medicare coverage varies by plan. Standard coverage includes hospital care, doctor visits, preventive services, and prescription drugs. Additional plans may provide vision, dental, hearing, and other supplemental benefits for more comprehensive care.

Medicare Advantage plans (Part C) offer all-in-one coverage with added benefits like dental, vision, and wellness programs. Medicare Supplement (Medigap) plans help pay out-of-pocket costs not covered by original Medicare, such as copayments, coinsurance, and deductibles. Choosing the right plan depends on your healthcare needs, budget, and desired level of coverage.

Yes, you can switch Medicare plans during designated enrollment periods. The Annual Enrollment Period (AEP) lets you change or update your plan each year, while certain life events may qualify you for a Special Enrollment Period (SEP). This flexibility ensures your coverage always meets your changing healthcare needs.